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Tag: finances

american consumerism in a nutshell

american consumerism in a nutshell

Recently I saw this commercial on TV for a cell phone company: [kml_flashembed movie=”http://www.youtube.com/v/PPM7L95oW3Y” height=”355″ width=”425″ /] I entitle this: “American consumerism in a nutshell”. If you can’t see the video, here is the scene: Two children are lounging in the living room, reading magazines. Their father comes in and informs them that he has taken advantage of a new cell plan and now they can do all sorts of stuff (text and pics) with their phones. The kids tell…

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thoughts on home buying

thoughts on home buying

Paul and I met with a budget coach yesterday. He is a volunteer through Crown Ministries who is meeting with us to discuss our budget and keep us accountable to sticking with it. He is certified through Crown and through Dave Ramsey. Our first meeting was yesterday, and we discussed our plan for our finances. This is what he recommended: 1) $1000 Emergency Fund 2) Pay off all loans 3) 3-6 Months Living Expenses Emergency Fund 4) Save for retirement…

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