Last spring, I wasn’t even thinking of preschool. I am not one of those people who believes that all kids need preschool. I had this happy-go-lucky idea floating around in my head of not really doing any formal schooling until kindergarten or maybe even 1st grade. I had visions of being a borderline unschooler, though to be honest it doesn’t really fit my personality and I don’t think I’d do it well. A quick side story: Savannah is one of…
Recently, Paul and I have been looking into housing options, to have more room for our growing family. We have so many possibilities: rent a house, rent an apartment, stay where we are, buy a house, etc. With the market the way it is, we have been excited to find some houses for sale well within our budget, making it a more attractive option than renting. We contacted a real estate agent and have been working with him. By the…
Paul and I met with a budget coach yesterday. He is a volunteer through Crown Ministries who is meeting with us to discuss our budget and keep us accountable to sticking with it. He is certified through Crown and through Dave Ramsey. Our first meeting was yesterday, and we discussed our plan for our finances. This is what he recommended: 1) $1000 Emergency Fund 2) Pay off all loans 3) 3-6 Months Living Expenses Emergency Fund 4) Save for retirement…
We’re back from Indiana and had an absolutely WONDERFUL trip! More about that later. :-) For now, I wanted to mention a few things. Beth wrote a post today entitled, “How to Survive on a Grad Student’s Stipend“. I thought it was excellent. Beth has been very inspiring to me recently as I look at our finances and rue how much more we have until we are out of debt. She encourages me to live simpler and thereby able to…